New York charges sales and use tax of 4% at the state level, and local jurisdictions add their own, which brings a typical vehicle to about 8%. A trade-in does reduce the taxable price, which is real money on the deal.
Local rate is the combined rate of the jurisdiction where the buyer resides (or where the vehicle is principally garaged), not the dealer's location. Per Publication 718 (2/25): most upstate counties 4.0% local (8% combined); NYC 4.875% (8.875%); Erie, Oneida, Suffolk 4.75%; Nassau 4.625%; Ontario 3.5%; Saratoga, Warren, Washington 3.0%.
Manufacturer rebates reimbursed to the dealer are taxable; only unreimbursed dealer rebates reduce the receipt (Publication 838 example).
Long-term leases (one year or more): tax on the total of all payments is due at inception at the lessee's home rate.
| Fee | Amount |
|---|---|
| Title | $50.00 |
| Registration (weight-based) | ~$59 |
| Plates | $25.00 |
| MCTD supplemental registration fee (2-year fee for residents of the 12 MCTD counties) | $50.00 |
| County vehicle use tax (2-year, 3,500 lbs or less in participating counties ($20 over 3,500 lbs; $30 in NYC/Nassau/Suffolk/Westchester)) | $10.00 |
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Pick your city for the exact combined rate where you register, plus what title and registration run there.
New York charges 4% at the state level and local jurisdictions add more, so a typical combined rate on a vehicle is about 8% and can reach 8.875% at the high end. The rate is set by where you live, so pick your city above for the exact figure.
Trade-in allowance for a motor vehicle taken in trade by the dealer is deducted from the taxable receipt (Publication 838).
Title is $50.00. Two-year passenger registration fee by weight (MV-202): 3,451-3,550 lbs $56.50; 3,551-3,650 lbs $59; 3,951-4,050 lbs $69; 6,951+ lbs $140. Add the $25 plate fee, a $10-$60 vehicle use tax in many counties, and the $50 (2-year) MCTD supplemental fee downstate.
Yes, at $175. N.Y. Vehicle and Traffic Law 415(6-a): documentary fee capped at $175 (raised from $75 in 2019); most dealers charge the cap.
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Rates, fees, and rules change. These figures are estimates for planning, not tax advice; confirm the final numbers with the dealer and your state's motor vehicle agency before you buy.