Iowa charges fee for new registration of 5% statewide on vehicles, with no local add-on. A trade-in does reduce the taxable price, which is real money on the deal.
Iowa imposes no sales tax on vehicles; the one-time 'fee for new registration' ($10 + 5% of purchase price) applies at titling, with no local add-on.
Manufacturer cash rebates applied to the purchase price and trade-in allowances are both excluded from the purchase price.
Leases of six months or more: the lessor pays $10 plus 5% of the total lease price up front.
| Fee | Amount |
|---|---|
| Title | $30.00 |
| Registration (value-based) | ~$364 |
| Security interest (lien) notation (per lien) | $20.00 |
upfront on total
Pick your city for the exact combined rate where you register, plus what title and registration run there.
5%. Iowa applies one rate statewide on vehicles, so it does not change from city to city.
Trade-in value of a vehicle subject to registration traded toward the purchase is excluded from the purchase price (321.105A(2)(c)).
Title is $30.00. Annual registration = 1% of the vehicle's value (list price) plus $0.40 per 100 lbs of weight (Iowa Code 321.109). A $35,000, 3,500 lb car: $350 + $14 = $364. Value depreciates on a statutory schedule after year 7.
Yes, at $180. Iowa Code 322.19A: documentary fee may not exceed $180 and must be included in the advertised price.
upfront on total
Rates, fees, and rules change. These figures are estimates for planning, not tax advice; confirm the final numbers with the dealer and your state's motor vehicle agency before you buy.