Body styles explained · The Broker Black education

What is a convertible?

A convertible is a car with a roof that folds, retracts, or lifts away so you can drive open to the sky. Most convertibles are built from a coupe, with a stronger body to make up for the missing fixed roof, and the top stows behind the seats in seconds.

Black Mercedes-Benz SL with its retractable hardtop folding into the trunk

By The Broker Black · Reviewed September 24, 2026 · Part of Car body types explained: every style, with examples

Key traits.

Kinds of convertible tops.

TopHow it worksExamples
Soft topAn insulated, multi-layer fabric roof; light and quickMercedes-Benz CLE Cabriolet, Mercedes-AMG SL, BMW 4 Series Convertible, Porsche 911 Cabriolet, Ford Mustang Convertible
Retractable hardtopRigid roof panels fold into the trunk; quieter and more secureMazda MX-5 Miata RF, earlier Mercedes-Benz SL and SLK models
TargaA removable panel over the front seats, with a fixed rear sectionPorsche 911 Targa, Chevrolet Corvette coupe (removable roof panel)
RoadsterA two-seat convertibleMercedes-AMG SL, Mazda MX-5 Miata, Porsche 718 Boxster

What the names mean.

Pros and cons.

ProsCons
Open-air drivingMore wind and road noise, even with the top up
Often holds value well where the weather is warmUsually costs more than the matching coupe
Most modern tops are well insulated for year-round useLess trunk space with the top down
Pure enjoyment on the right roadA little heavier and slower than the coupe

Who a convertible fits.

How a convertible compares.

On The Broker Black, every partner convertible is priced for your ZIP code as a cash price, a finance payment, and a lease payment, with no credit pull.

Quick answers.

What is a convertible car?

A car with a roof that folds, retracts, or lifts away for open-air driving, such as the Mercedes-Benz CLE Cabriolet, BMW 4 Series Convertible, or Ford Mustang Convertible.

Convertible vs cabriolet

They are the same thing. Cabriolet is the European term, used by brands such as Mercedes-Benz and Porsche; convertible is the American term.

Convertible vs roadster

A roadster is a convertible with two seats. Every roadster is a convertible, but a four-seat convertible is not a roadster.

Soft top vs hardtop convertible

A soft top is fabric: lighter, quicker to open, and more compact. A retractable hardtop is rigid panels: quieter and more secure, but heavier, and it uses more trunk space.

Are convertibles safe?

Modern convertibles are designed for it, with reinforced bodies, strong windshield frames, and rollover protection such as roll hoops or bars that deploy automatically. Check crash-test results for the specific model.

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