Type your own numbers and see the same car priced as cash, as a loan, and as a lease, with the taxes and state fees for Arizona. Nothing you type leaves this page.
Cash
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out the door
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Title, registration, and fees
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Finance
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Lease
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Lease or buy, over 36 months
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Nothing; you hand it back
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An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are the average new-car APR for each credit tier (used-car APR for a used car) from Experian's State of the Automotive Finance Market, second quarter 2026, VantageScore 4.0. The starting money factor, residual, and acquisition fee are starting figures only; the leasing company sets the real ones. Taxes and state fees are estimates for Arizona; the dealership's paperwork and your motor vehicle agency have the final numbers. What you own at the end assumes the car is worth the residual. Nothing you type is sent, saved, or used to check your credit.
Every new Kia carries the headline coverage in the industry: a 10 year / 100,000 mile powertrain warranty plus a 5 year / 60,000 mile basic warranty and 5 years of roadside assistance. Kia does not include complimentary scheduled maintenance, so budget for routine service.
The Kia Seltos starts around $24K, the manufacturer's suggested price for the base model before options and destination. Plus each dealership's own documentary fee (not a government fee), taxes, and government fees. Higher trims cost more; the SX tops the range.
What trims does the Kia Seltos come in?
Four: LX, S, EX, and SX.
What gas mileage does the Kia Seltos get?
Up to 31 mpg, depending on the trim and powertrain, per the manufacturer's published figures.
How many seats does the Kia Seltos have?
5.
Should I lease or buy a Kia Seltos?
It depends on how long you will keep it and how far you drive. Type the price you agreed on into the calculator above and compare the lease and the loan over the same months, with your state's taxes and your own credit tier.